CUSTOMER/APPLICANT INFORMATION AGREEMENT ****** SERVICE CHARGE All Invoices are Due 30 Days from Invoice Date with a 1.5% Service Charge per Month on ALL Overdue Invoices. Minimum Finance Charge is $.75 per Month. ****** All references of "Card" on this page refer to the "H&C Religiousupplies.com Card." By sending this application, I ask that a "Card" account be opened in my name and "Card(s)" issued as I request, and that you renew and replace them until I cancel. If I currently have an H&C Religiousupplies.com Card Account, I understand that it will not be canceled unless I so request. I agree to be bound by the agreement governing my account. I agree to be liable for all charges on my account, including charges incurred with any Additional "Card(s)" issued on my account now or in the future. I understand that I must provide all the information requested in this application and I certify that such information is accurate. I authorize you to verify the information on this application and to receive and exchange information about me, including requesting reports from consumer reporting agencies. If I ask whether or not a consumer report was requested, you will tell me and if you received a report, you will give me the name and address of the agency that furnished it. I authorize you and your affiliates and subsidiaries to contact these sources for information at any time, to use information about me, including information from this application and from consumer reports, for marketing and administrative purposes and shared with your affiliates and subsidiaries, unless I direct you not to share with your affiliates and subsidiaries certain credit information (other than transaction or experience information) about me or any Additional "Card" applicant(s) by writing to you at: H&C Religiousupplies; 5300 Ringgold Road; Chattanooga, TN 37412. (Please include your social security number and indicate if your request applies to any Additional "Card" applicants as well.) Additional Cards: I have advised Additional "Card" applicant(s) that you may obtain, verify, exchange and use information about them in the same manner as described above, that they may be responsible for payment of their own charges if I fail to pay them, and that their own credit records may be affected by non-payment of the account. I acknowledge that any benefit or service offered with the "Card" may be modified or terminated at any time. An applicant, if married, may apply for a separate account.